Australian Car Finance :: Calculators

Australian Car Finance Financial Calculators

Australian Car Finance is pleased to provide you with the following calculators to assist you on your financial journey.

Available Calculators

Vehicle Lease Repayment Calculator

Use this calculator to calculate the monthly lease payments for a motor vehicle. Compare various car leasing interest rates, loan terms and residual/balloon payments.

Car Loan Repayment Calculator

Calculate car loan repayments with our Car Loan Repayment Calculator. View detailed amortization charts to compare terms, track interest, and plan your budget with confidence.

Personal Loan Repayment Calculator

Calculate repayments with our Personal Loan Calculator. Compare loan terms, view repayment schedules, and plan your personal finance with confidence.

'Calculator results are estimates only and not quotes. Actual quotes will be provided by licensed brokers after you submit an enquiry.'

Finance News

Best Electric Vehicle Car Loans in Australia for April 2026

18 Apr 2026: Paige Estritori

As the shift towards electric vehicles (EVs) accelerates in Australia, securing the right financing becomes crucial for prospective buyers. In April 2026, several lenders are offering attractive car loan options tailored for EV purchases. Here are five standout choices: - read more

EV Sales Surge to 17.9% Market Share in Australia

18 Apr 2026: Paige Estritori

Australia's automotive landscape is undergoing a significant transformation, with electric vehicles (EVs) achieving a record 17.9% market share in March 2026. This milestone reflects a growing consumer shift towards sustainable transportation, influenced by escalating fuel prices and heightened environmental awareness. - read more

Surge in EV Financing Reaches $7.37 Billion in Australia

10 Apr 2026: Paige Estritori

In 2025, Australia witnessed a significant rise in electric and hybrid vehicle financing, reaching a total of $7.37 billion—a 20% increase from the previous year. This growth reflects the increasing adoption of cleaner transportation options among Australians, with nearly 130,000 individuals making the switch to electric and hybrid vehicles. - read more

Government Initiative Provides Discounted Financing for EV Buyers

10 Apr 2026: Paige Estritori

In a move to accelerate the adoption of electric vehicles (EVs) in Australia, the Clean Energy Finance Corporation (CEFC) has partnered with Volkswagen Financial Services (VWFS) to offer discounted financing rates for EV buyers. This initiative encompasses a range of models from Audi, Skoda, Cupra, and Volkswagen, making electric vehicles more accessible to a broader audience. - read more

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Car Loan Articles

New vs Used Car Finance: What You Need to Know

When you're in the market for a new or used car, understanding car financing options is crucial. In Australia, there are several ways to finance your vehicle, each with its own advantages and considerations. Whether you're considering dealership financing, a car loan from a financial institution, or even leasing, knowing your options can save you in the long run. - read more

The Impact of Your Credit Score on Car Financing Options

Car financing is a crucial aspect for many Australians looking to purchase a vehicle. Understanding the car finance market in Australia can equip you with the knowledge needed to make informed financial decisions. With various financing options available, taking the time to explore what's out there can be incredibly beneficial for aspiring car owners. - read more

Your Guide to Understanding Car Financing in Australia

Thinking of buying a car in Australia? Navigating the world of car financing can seem daunting, but it’s a crucial step in securing your dream vehicle. Car financing is essentially borrowing money to purchase a car, using the car as leverage or security for the loan. This method can make owning a car more accessible to many Australians by breaking down the cost into manageable payments. - read more

Decoding Car Finance: Which Loan Type Is Right for You?

When it comes to buying a car, understanding your financing options is crucial. In Australia, car financing can be complex, but it generally falls into a few categories. These include dealer finance, leasing, personal loans, and novated leases. Each option has its benefits and potential pitfalls, so it's essential to understand what's available and how each might suit your particular needs. - read more

Knowledgebase

Bond:
A fixed-income investment in which an investor loans money to an entity that borrows the funds for a defined period at a variable or fixed interest rate.

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